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Continue reading →: UK elections; apply for a postal vote.The deadline for applying for a postal vote for the general election 2024 has now passed. You can still apply for a postal vote for future elections.
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Continue reading →: UK Elections; register to vote.The deadline to register for the UK general election 24 has now passed. Register to vote now so you don’t miss out next time. Why should I vote will give you a link to register to vote.
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Continue reading →: UK General Election 24; what the manifestos might mean for your finances.The main parties have now released their manifestos. If, and it is a big if, they stick to their promises what could this mean for your finances? Exactly what the manifestos might mean for your finances depends largely on your current financial position and annual income, so I’ll look at…
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Continue reading →: UK General Election 24; vote for our rivers and seas.Readers from the UK will no doubt be aware of the appalling state of many of our rivers and seas. Water companies in the UK were privatised at the end of the 1980s by Margaret Thatcher’s government and remain in private hands, many owned by large multinational companies. Since privatisation,…
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Continue reading →: UK General Election 24; why should I vote?Why should I vote? Public trust in politicians and goverment is at an all-time low following Brexit, Partygate and erosion of public services. This increases the likelihood of poor turnout at the UK general election in July. However, the election result is not a foregone conclusion. Although the Labour Party…
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Continue reading →: Rice and Beans or Legumes – 7(ish) different waysBeans and legumes are nutritional powerhouses and are one of the cheapest forms of proteins available. Finding ways to eat more beans and legumes is not only good for your health but also good for your wallet. And, on top of that, if beans and legumes replace meat, the planet…
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Continue reading →: Education vs Climate Change – How you can tip the balance in favour of education, whatever your budget.Education might just be the most important tool we have during the climate crisis unfolding before us. This is a big claim, so, can I back this up? Education is not just the key to raising awareness about climate change itself, it is also important for informing people about ways…
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Continue reading →: Sustainable parenting on a budget (part three); the school years.Food. School lunches are free for all children in reception, year 1 and year 2 throughout the UK. In some local authority areas, school meals are funded for all primary school children during all primary school years. If you are on a low income your child may be entitled to…
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Continue reading →: Sustainable parenting on a budget (part two); toddler and pre-school years.Advice about re-useable nappies, second-hand clothing and toys and cooking from scratch is essentially unchanged from the infant period (see part one). However, the new big cost is likely to be child-care if parents are returning to work. Firstly, make good use of government-funded childcare. Good quality early years childcare…
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Continue reading →: Sustainable parenting on a budget (part one); the maternity period and first year.I recently read that it costs £150,000-£220,000 to raise a child from birth to age 18 in the UK. This includes additional costs for single parents who often need to spend more on childcare. But, does it really have to be this expensive? In a country with free education, I…
Hello,
I’m Penny
I write about personal finance from a sustainability and ethical perspective – it’s personal finance for the era of the climate crisis.
The Art of Green Finance 